The Smart SIP Plan.💵
Retire rich even if you start late, this 12-year plan works
Age 48 & Earn ₹4 Lakh/month.🧑💼
Then you've got the perfect income to start building wealth.
Goal: ₹3 Cr by Age 60
That’s just 12 years. Let’s break it down with SIPs.
SIP: Around ₹1 L/month
Invest in mutual funds at 12–15% returns.
Try Step-Up SIP💡
Start with ₹63,000/month & increase yearly by 10%.
Where to Invest? 🤔
Flexi-cap + Multi-cap Funds = Growth + Stability.
Need Less Risk?🛡️
Try Hybrid or Multi-Asset Funds. Earn 9–12% per year.
Only 25–30% of Income ✅
You still keep ₹3 Lakhs/month for your life & fun.
Pro Tips.📲
✔️ Keep an emergency fund
✔️ Get health + life insurance
✔️ Review yearly.
Start Early, Stay Steady, Retire Rich.
Don’t wait, SIP is the 🚀 to your golden years 🌟
Thanks for Reading
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